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I posted this video to break down the most common life insurance terms people hear—but don’t always understand. • Term Life Insurance – coverage for a specific period of time • Whole Life Insurance – permanent coverage with guaranteed cash value • GUL (Guaranteed Universal Life) – permanent coverage focused on death benefit guarantees • UL (Universal Life) – flexible premiums with cash value growth • IUL (Indexed Universal Life) – cash value tied to market indexes with downside protection Unders
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