Teamsters VIP is a Voluntary Income Protection plan that provides Short-Term Disability (STD), Long-Term Disability (LTD) and Life Insurance with Accidental Death & Dismemberment (AD&D) coverage. These new benefits will help provide Teamster members additional financial protection if they can’t work due to illness, injury, or loss of DOT and FAA Medical certification for medical reasons. Each coverage option is provided independently, so members may choose any one, or any combination, of the ben