Credit cards aren’t the enemy — misuse is 👇 One of the most misunderstood parts of credit is credit cards. When used correctly, they’re one of the strongest tools for building credit. When used incorrectly, they can cause real damage. About 30% of your credit score is based on credit utilization — how much of your available credit you’re using. That means even small balances can hurt if they take up too much of your limit. Keeping balances under 10% is ideal. Having no credit cards at all can a
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Credit cards aren’t the enemy — misuse is 👇 One of the most misunderstood parts of credit is credit cards. When used correctly, they’re one of the strongest tools for building credit.
RussellTheMortgageStrategist(@dreamteamalcova). original sound - RussellTheMortgageStrategist. Credit cards aren’t the enemy — misuse is 👇 One of the most misunderstood parts of credit is credit cards. When used correctly, they’re one of the strongest tools for building credit. When used incorrectly, they can cause real damage. About ...
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