5 major 🚩 I would address with my partner before purchasing a home together to avoid future headaches & fights 1️⃣- Not having an emergency buffer Typically I would have any where between 1-2% of the properties value stored up for maintenance and repairs This allows for replacement of hot water heaters, broken pipes, air conditioning replacement, roof repairs just to name a few. 2️⃣ - Not understanding your mortgage repayments Even if the bank allows you to borrow your mac capacity, can you act