Most lenders show one rate: theirs. We show offers from multiple lenders competing for your loan, so you can compare and find a better one. As of Friday, June 19, 2026, the national average 5/1 ARM ...

Bankrate’s mortgage rates include national rate and APR averages; Bankrate Monitor (BRM) National Index rate averages; and “top offers”: You can compare national average mortgage rates to top offers ...