Explore top short- and long-term CD rates available today ...

Short-term certificates of deposit are gaining momentum as Americans search for safe and flexible ways to grow their savings ...

What is a CD? A Certificate of Deposit or CD is a type of savings account that keeps money locked up for a set period, usually three months to five years. The longer the CD period the higher the rate.

Right now, the top short-term CDs are hovering around 3.75% to 4.00% APY, while 5-year CDs are sitting closer to 3.00% to 3.50% APY. That's not the historical norm. Usually longer terms pay more as a ...

Discover how promotional CD rates offer higher returns to attract new deposits. Learn how banks and credit unions use these ...

Explore CD terms ranging from months to years and learn how to choose the best duration for maximizing your interest earnings and financial goals.

As the Federal Reserve raised rates throughout 2022 and into 2023, the high-rate environment led certificates of deposit (CDs) to be one of the most obvious and beneficial choices for earning more on ...

SEATTLE, Jan. 7, 2026 /PRNewswire/ -- Certificates of Deposit (CDs) had a resurgence in 2022 when interest rates jumped, and three years later, savers are continuing to seek out CDs amid a changing ...

To bridge the gap, banks turned to short-term borrowings, issuing Rs 1.34 lakh crore worth of certificates of deposit (CDs) - the highest ever for any two-week period - underscoring their continued ...