"The question is a rather odd one: 'What's your conversion rate?' The correct response would be another question: 'Which conversion rate?'" says Karon Thackston. "What most people are really asking is ...

A Roth Individual Retirement Account (IRA) can offer tax benefits in the form of tax-free withdrawals in retirement. If you have a traditional IRA or 401(k), you can use a Roth conversion to change ...