Income protection insurance can offer a lifeline if you’re unable to work due to illness or injury by paying out a portion of your salary while you’re off. Our guide explains the options to help you ...

There’s so much to love about running your own business: from the freedom and flexibility of choosing when and where you work to the simple joy of not having a boss to tell you what to do. However, ...

There are around 4.31 million self-employed workers in the UK according to recent government figures. If you are among them – and therefore without employer-based sick pay – being unable to work will ...

Mental health conditions now account for 32% of income protection insurance claims – significantly higher than the 20% industry average – according to new claims data analysis published by personal ...

Mental health conditions are driving nearly a third of income protection insurance claims in New Zealand, far outpacing industry norms and underscoring rising pressure on the workforce, new analysis ...

Disclaimer: This article is for informational and educational purposes only and does not constitute financial, legal, or insurance advice. Policy terms vary significantly between providers. Always ...

If you’re considering purchasing income protection insurance, make sure you understand the risk of buying it within your superannuation policy (possible downsides include a short benefit period and ...