Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Thanks to inflation and a higher federal funds rate, certificate of deposit (CD) interest rates have increased exponentially in recent years. CD interest rates barely broke 1% a few years ago. By ...

Find the highest APY available by comparing online banks and credit unions and looking for promotional terms. Build a CD ladder to take advantage of today's rates without locking all your money up for ...

Jeff Werner is a software engineer and has been writing this column since 2007. Question: Since new cars no longer come with CD players installed, I’m in a quandary. I have about 400 music CDs that ...

Matt Webber is an experienced personal finance writer, researcher, and editor. He has published widely on personal finance, marketing, and the impact of technology on contemporary arts and culture.

The best certificate of deposit (CD) rates are currently above 4 percent APY, offering guaranteed returns that outpace inflation. CD terms range from one month to 10 years, with online banks typically ...