Climate change shapes where and how we live. That's why NPR is dedicating a week to stories about solutions for building and living on a hotter planet. The roof on Ron Watson's house in Spanish Fort, ...

In the housing market, homeowners insurance has become the embodiment of the effects of climate change. Over the past several years, more frequent and more expensive severe weather events have ...

The 2026 insurance landscape is defined by climate resilience and loT-integrated protection. As volatile weather patterns reshape risk, top-tier insurers are shifting from reactive payouts to ...

As homeowners insurance becomes more expensive, many Americans are choosing to go without it – even as risks that are prevented, or at least mitigated, by insurance coverage increase. The Federal ...

Home insurance is getting more expensive: The average premium is now nearly $3,000 a year — and much higher in high-risk ...

Homeowners insurance costs are rising again nationwide, with premiums expected to increase in 2026 — though some states will see much steeper hikes than others. Extreme weather and costly natural ...